I need to buy three houses in next couple of weeks. Preferably in Nashville Tn, Antioch Tn, LaVergne Tn, Smyrna Tn, Murfreesboro Tn, Clarksville, Tn, Columbia Tn I want 3 bedrooms with 2 bathrooms. I prefer a garage but a carport will be ok. Ugly Houses or Pretty Houses are fine. Cheap Houses or Fancy Houses are great. I am a real estate agent. I will NOT look at a property on the MLS or listed with an agent. PLEASE do not send me listed properties. I would really like a quad-plex or small apartment complex or a mobile home park. I flip houses. I rent houses. I buy houses. My name is Nechole "Nikki" Thompson. I am an Affiliate Broker for Nexthome Music City Realty a real estate firm in Tennessee Office phone number 615-610-7105 but all properties must be sent via email. I do not charge a real estate commission because I buy houses. If you have an inherited property, I can close quickly....
Talk to mortgage brokers. Many first-time home buyers don’t take the time to get prequalified. They also often don’t take the time to shop around to find the best mortgage for their particular situation. It’s important to ask plenty of questions and make sure you understand the home loan process completely. Be ready to move. This is especially true in markets with a low inventory of homes for sale. It’s very common for home buyers to miss out on the first home they wish to purchase because they don’t act quickly enough. By the time they’ve made their decision, they may find that someone else has already purchased the house. Find a trusted partner. It’s absolutely vital that you find a real estate professional who understands your goals and who is ready and able to guide you through the home buying process. Make a good offer. Remember that your offer is very unlikely to be the only one on the table. Do what you can to ensure it’s appealing to a seller. Factor maintena...
What to Know About Credit Scores Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: Your payment history. Did you pay your credit card bills on time? Bankruptcy filing, liens, and collection activity also affect your history. How much you owe and where. If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, spreading debt among several accounts can help you avoid approaching the maximum on any individual credit line. The length of your credit history. In general, the longer an account has been open, the better. How much new credit you have. New credit—whether in the form of installment plans or new credit cards—is considered more risky, even if you pay down the debt promptly. The types of credit you use. Generally, it’s desirable to have more than one type of credit—such as installment loans, credit cards,...
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