Nikki Buys Houses/NextHome Music City Realty

Questions to Ask About the Neighborhood Where you live should reflect your lifestyle. These questions will help you find the best community for you. Is it close to my favorite spots? Make a list of activities you engage in and stores you visit frequently. See how far you would have to travel from each neighborhood you’re considering to engage in your most common activities. Is it safe? Contact the police department to obtain neighborhood crime statistics. Consider not only the number of crimes but also the type and trend. (Is crime going up or down?). Pay attention to see where in the neighborhood the crime is happening. Is it economically stable? Check with your local economic development office to see if household income and property values in the neighborhood are stable or rising. What is the ratio of owner-occupied homes to rentals? Apartments don’t necessarily diminish value, but they indicate a more transient population. Are there vacant businesses or homes that h...

How to Prepare to Finance a Home Develop a budget. Instead of telling yourself what you’d like to spend, use receipts to create a budget that reflects your actual habits over the last several months. This approach will better factor in unexpected expenses alongside more predictable costs such as utility bills and groceries. You’ll probably spot some ways to save, whether it’s cutting out that morning trip to Starbucks or eating dinner at home more often. Reduce debt. Lenders generally look for a debt load of no more than 36 percent of income. This figure includes your mortgage, which typically ranges between 25 and 28 percent of your net household income. So you need to get monthly payments on the rest of your installment debt—car loans, student loans, and revolving balances on credit cards — down to between 8 and 10 percent of your net monthly income. Increase your income. Now’s the time to ask for a raise! If that’s not an option, you may want to consider taking on a se...

Questions to Ask When Choosing a REALTOR® How long have you been in residential real estate sales? Is it your full-time job? Like most professions, experience is no guarantee of skill. But much of real estate is learned on the job. How many homes did you and your real estate brokerage sell last year? This will touch on how much experience they have, and how up-to-date they are on the local market. What designations or certifications do you hold? Real estate professionals have to take additional specialized training in order to obtain these distinctions. Designations and certifications help define the special skills that an agent can apply to your particular real estate needs. One designation sellers might for is the CRS®, or Certified Residential Specialist, but there are also specialists for military customers, seniors, and those who are considering a short sale, among others. How many days does it take you to sell a home? How does that compare to others? The REALTO...

I want 3 bedrooms with 2 bathrooms. I prefer a garage but a carport will be ok.  Ugly Houses or Pretty Houses are fine.  Cheap Houses or Fancy Houses are great.  I am a real estate agent. I will NOT look at a property on the MLS or listed with an agent.  PLEASE do not send me listed properties.  I would really like a quad-plex or small apartment complex or a mobile home park. I flip houses. I rent houses. I buy houses.  My name is Nechole "Nikki" Thompson. I am an Affiliate Broker for Nexthome Music City Realty a real estate firm in Tennessee Office phone number 615-610-7105 but all properties must be sent via email.  I do not charge a real estate commission because I buy houses.  If you have an inherited property, I can close quickly.

Do you want a Fast Closing? I can do this quickly,Call Me I need to buy three houses in next couple of weeks. Preferably in Antioch Tn, LaVergne Tn, Smyrna Tn, Murfreesboro Tn, Clarksville, Tn. I want 3 bedrooms with 2 bathrooms. I prefer a garage but a carport will be ok.  Ugly Houses or Pretty Houses are fine.  Cheap Houses or Fancy Houses are great.  I am a real estate agent. I will NOT look at a property on the MLS or listed with an agent.  PLEASE do not send me listed properties.  I would really like a quad-plex or small apartment complex or a mobile home park. I flip houses. I rent houses. I buy houses.  My name is Nechole "Nikki" Thompson. I am an Affiliate Broker for Nexthome Music City Realty a real estate firm in Tennessee Office phone number 615-610-7105 but all properties must be sent via email.  I do not charge a real estate commission because I buy houses.  ...

I need to buy three houses in next couple of weeks. Preferably in Antioch Tn, LaVergne Tn, Smyrna Tn, Murfreesboro Tn, Clarksville, Tn, Jackson Tn and Memphis Tn.  I want 3 bedrooms with 2 bathrooms. I prefer a garage but a carport will be ok.  Ugly Houses or Pretty Houses are fine.  Cheap Houses or Fancy Houses are great.  I am a real estate agent. I will NOT look at a property on the MLS or listed with an agent.  PLEASE do not send me listed properties.  I would really like a quad-plex or small apartment complex or a mobile home park. I flip houses. I rent houses. I buy houses.  My name is Nechole "Nikki" Thompson. I am an Affiliate Broker for Nexthome Music City Realty a real estate firm in Tennessee Office phone number 615-610-7105 but all properties must be sent via email.  I do not charge a real estate commission because I buy houses.  If you have an inherited property, ...

What to Know About Credit Scores Credit scores range between 200 and 850, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: Your payment history. Did you pay your credit card bills on time? Bankruptcy filing, liens, and collection activity also affect your history. How much you owe and where.  If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, spreading debt among several accounts can help you avoid approaching the maximum on any individual credit line. The length of your credit history. In general, the longer an account has been open, the better. How much new credit you have. New credit—whether in the form of installment plans or new credit cards—is considered more risky, even if you pay down the debt promptly. The types of credit you use. Generally, it’s desirable to have more than one type of credit—such as installment loans, credit cards,...